Assistance for Home Owners


{6BDA591B-A83E-43EF-889E-C92FF089398B}_WebIf you are facing foreclosure, please contact your lender right away because your lender might be willing to modify your loan. For additional foreclosure prevention advice, please contact LSS.

Each of the other links listed below provide details on home improvement loans available to Mounds View residents, homesteading and free home safety surveys.

NOTICE: The GMHC no longer provides loan servicing programs. If you are looking for home improvement loans please contact the Lending Center.

Home Improvement Loans - There are several loans available to Mounds View home owners through the Center for Energy and Environment (CEE).

Energy Conservation Deferred Loan – Suburban Ramsey County

Twin Cities Habitat for Humanity's A Brush with Kindness program - DO YOU OR SOMEONE YOU KNOW NEED HELP WITH HOME MAINTENANCE? Twin Cities Habitat for Humanity's A Brush with Kindness program serves struggling homeowners who live in the Twin Cities 7 county metro area whose home needs paint, maintenance and general restoration work.

Hearts & Hammers - is a non-profit organization providing free exterior painting and minor repairs for income qualified homeowners across the Twin Cities. They are currently seeking aplications from SeniorCitizens, Disabled Individuals, and Vetrans or their Surviving Spouses.

How do I homestead my property? - Homestead is a program to reduce property taxes for owners who also occupy their home and are a Minnesota resident. Apply through Ramsey County by calling 651.266.2000.

Foreclosure Prevention - LSS Financial Counseling offers a Foreclosure Prevention Assistance Program for Mounds View residents. Call 800.777.7419 to reach LSS.

FirstHOME Buyer Assistance Program - The Ramsey County program helps first home buyers purchase homes more affordably by providing deferred loans that can be used for down payment assistance, closing costs, and occasionally, health/safety/code improvements. Eligible buyers may qualify for up to $10,000 with 0% interest to help bring their monthly housing costs down to 30% of income. The principle-only subordinate mortgage must be repaid when the property is sold. Eligible buyers should ask their lenders to reserve funds on their behalf.

SBM Fire Department has free home safety surveys. Call 763.767.4003 for more information.